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9815 Settlers Lane; Gainesville, GA 30506

$445,000

2,790 Sq Ft
4 Bedrooms
2 Bathrooms
1 Half Baths
Driveway
7718974
Welcome to your retreat near Lake Lanier in the East Forsyth school district! You have an opportunity to buy this house at a 4.0% RATE to get a LOWER MONTHLY PAYMENT. It also qualifies for a USDA loan at 100% in case coming up with a down payment is what is holding you back. Nestled on a quiet corner lot, this charming 4-bedroom, 2.5-bathroom home offers the perfect blend of modern comfort and a desirable lake-adjacent lifestyle. Step inside to discover a series of thoughtful upgrades that give this home the feel of new construction without the new construction price. The kitchen, updated with a granite countertop and backsplash in 2006, now features brand-new appliances added in 2023, including a dishwasher, refrigerator, gas stove, and washer & dryer. There is also a refrigerator in the garage that is staying. This is great for a first-time homeowner! The main level shines with brand-new luxury vinyl plank (LVP) flooring installed in 2019, while the half bathroom on this level was also fully renovated. Upstairs, the master suite has been transformed with a beautiful renovation completed in 2023. Other major investments ensure peace of mind, with a new hot water heater and dual HVAC systems replaced in 2021. The upgrades extend throughout the home, from the new nickel doorknobs to the refreshed hall bathroom with new glass shower doors and vanity. Outside, the exterior was freshly painted in 2021, and a new retaining wall was added between properties in 2023. Beyond your lot, a waterfront paradise awaits. You are less than 2 miles from Port Royale Marina, where you can easily keep your boat and dine at Pelican Pete's. The area offers abundant restaurants and shopping, with the brand-new Lanierland Park just a 10-minute drive away. Schedule a tour today and start living the Lake Lanier life! For the full 360° experience and interactive 3D tour, visit my website.
Key Facts
  • Style:
  • Year Built: 2000
  • Status: Active
Schools
  • Elementary School: Chestatee
  • Middle School: Little Mill
  • High School: East Forsyth
Bedrooms
  • Beds Total: 4
Bathrooms
  • Baths Full: 2
  • Baths Half: 1
  • Master Bath Features: Double Vanity, Separate Tub/Shower, Soaking Tub, Vaulted Ceiling(s)

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Private & Public Schools Nearby

  • 4 / 5
    Above
    Avg

    Chestatee Elementary
    6945 KEITH BRIDGE ROAD; Gainesville, GA 30506
    Public PK-5th  |  992 students
    Metro Atlanta School Rank: 198th
  • 4 / 5
    Above
    Avg

    Little Mill Middle School
    6800 LITTLE MILL ROAD; Cumming, GA 30041
    Public 6th-8th  |  892 students
    Metro Atlanta School Rank: 108th

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Listing information last updated on March 29, 2026
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